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You are now leaving the True North Financial Services ("TNFS") Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with TNFS or any advisor whose name appears on this Website. TNFS is independently owned and operated. Schwab neither endorses nor recommends TNFS. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with TNFS under which Schwab provides TNFS with services related to your account. Schwab does not review the TNFS Website, and makes no representation regarding the content of the Website. The information contained in the TNFS Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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